Although not as challenging as recent years in banking, the last six months presented continuing regulatory uncertainty and issues, as well as increased capital pressures. Mergers and Acquisitions have been an area of increased growth and focus, especially with the rise of cross-border activity. 

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As we continue to strategize Skobeloff Capital's and our customer' future, we realize that the key to our success and our customers' continued results is in providing the highest quality, most informed advice and services, tailored to the local and global climate in which our customers do business. 

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The regulatory environment continues to be of concern, but we aim to make compliance and transparency key competitive differentiators - one more way to ensure our clients of our sound financial basis and ethical practices and standards. As more processes and systems are added for compliance reasons, reducing complexity in our systems is crucial. This will lead to better service, faster more informed responsiveness and the connectivity crucial to the global way our customers conduct their financial affairs. 

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Technology, Payment and Control are our change to grow and penetrating existing and new markets. This to enable Skobeloff continuing to be a leader in multiple areas in Consumer and Investment banking are critical to our success. With the increasing trends on payment, clouds and regulatory, we can focus on bringing our expertise to lead banks. 

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Thank you for your continued interest and trust in Skobeloff Capital.
 

Sincerely,

David Lonser 
President, Skobeloff Capital 
dlonser@skobeloffcapital.com